We stand on your side of the claim. Ocean States reviews your policy, documents the damage and negotiates your home, business or church property claim with the insurance company.
Whether it's your family's house, the building your business depends on, or the church your congregation built, we work to get the claim paid the way your policy promises.
Hurricane, wind, hail, fire and water damage. We handle the inspection, the estimate and the back-and-forth.
Residential claims →
Apartment complexes, hotels, offices, retail and condo associations, including large-loss and business income claims.
Commercial claims →
Sanctuaries, steeples, stained glass and fellowship halls, with updates your board or trustees can use.
Church claims →
We read your policy and explain what it covers in plain language.
A full inspection with photos and measurements, roof to foundation.
A detailed, line-by-line Xactimate estimate of the whole loss.
We deal with the insurance company and push for a fair settlement.
A sanctuary isn't a standard commercial building. Stained glass, steeples, custom woodwork and older construction all cost more to repair, and insurance estimates often fall short. We know what to look for and we keep your leadership informed at every step.
As an insurance agency owner, Mike stepped in to help a client, a single mom raising a child with autism, whose insurance company wasn't paying her claim correctly. He saw how many families were facing the same fight alone, and he founded Ocean States to stand beside them.
We help property owners across Louisiana, Mississippi and Texas.
Or email claims@oceanstates.net. Have your policy number and date of loss handy if you can.
