Serving Louisiana, Mississippi & Texas property owners Call 844.975.2100 · Book a phone consultation
Two-story brick house with a white columned front porch
About Ocean States

It started with one family who needed help

Ocean States Public Adjusters & Insurance Claim Consultants exists because its founder, Mike Norris, couldn't stand by while a family he cared about was treated unfairly.

Mike Norris reviewing an insurance policy
Our story

From insurance agent to the policyholder's advocate

For years, Mike Norris helped Louisiana families and businesses choose the right insurance, first in the industry and then as the owner of his own independent agency. He knew policies inside and out, and he took pride in looking after his clients.

Then one of those clients called. She was a single mom raising a child with autism, and her insurance company wasn't paying her claim the way her policy promised. She was already carrying more than anyone should have to. Mike didn't hand her a phone number and wish her luck. He rolled up his sleeves, dug into the claim and stayed with her until it was made right.

Helping her opened his eyes. Mike realized she wasn't the exception. Families, business owners and churches all over the region were being underpaid on claims they had every right to, and most had no one in their corner.

That is why he founded Ocean States Public Adjusters & Insurance Claim Consultants. Since then, he has made it his calling to stand beside homeowners, commercial property owners and religious organizations when they need it most.

What drives us

Every claim is a family, a business or a congregation trying to get back on its feet. We treat it that way.

Mike Norris, founder of Ocean States Public Adjusters
Meet Mike Norris

A father of three and a man of faith

Mike is a proud father of three, and family is at the center of everything he does. He's also deeply involved in the international adoption community, helping children around the world find their way to forever families. He has seen firsthand that a home is more than walls and a roof — it's where a family begins. That's exactly how he treats every client's home: like it matters, because it does.

He earned his undergraduate degree in Business and Christianity from Houston Christian University. That combination still shapes his work today: sound business judgment, guided by a sincere commitment to doing what's right for people. It is also why helping churches and religious organizations is so close to his heart.

Mike believes in being patient and honest with every client, and in being relentless when an insurance company isn't being fair.

  • Father of three
  • International adoption advocate
  • Houston Christian University graduate
  • Former agency owner
Licenses & training

Trained and certified to handle your claim

Mike has spent his career learning how insurance works from every side, so he can put that knowledge to work for you.

Louisiana license #1100089

Licensed public adjuster in Louisiana

Mississippi & Texas

Licensed public adjuster in Mississippi (license #15057528) and Texas (license #20979104)

WIND Certified Appraiser

Trained in the policy appraisal process for resolving disputed claims

HAAG trained

Completed HAAG training, the industry standard for roof and storm damage inspection

Xactimate Certified

Certified in the estimating software insurance companies use to price claims

Expert witness

Has served as an expert witness in property insurance litigation

Licensed insurance consultant

Louisiana license #511888 includes the Consultant – Property & Casualty line

Damage consultant

Inspects and documents storm, wind, hail, water and fire damage and reports on the cause and scope of loss

Former agency owner

Owner of South Coast Insurance Agency since 2013 — knows policies from the inside

Our promise

What you can expect from us

We work for you

We represent the policyholder. Never the insurance company.

Everything in writing

Our fee and agreement are explained before you sign anything.

We stay with you

From the first inspection to the final payment, you'll always know where your claim stands.

Get in touch

Talk with Mike about your claim

844.975.2100